Dreamzunlimited...

Equity Markets have been volatile in the last 1-2 weeks & naturally anxiety creeps in ( especially for new investors, who have entered in the last 1-2 years, with an ( unreasonable ) expectation of 20% returns from mutual funds ).  But is this a new phenomenon in equity markets? Let's check out the performance of Nifty 50 in the last 25 calendar years:  Negative Returns       : 5 years out of 25 Single-Digit Return    : 5 years out of 25 Double-Digit Return   : 15 years out of 25 Compounded Return in last 25 years: 14% p.a.  Markets ups & downs are part of the investing journey and it is the volatility that provides return in the long-term . Hence, if you are in no need of money within next 1 - 2 years - just relax & enjoy the ride. In the end, we will be rewarded handsomely good return - thanks to our growing economy.  Have reasonable expectation of 10-15% compounded annual return over long-term (5-7+ years) from M...

We see the market index (Ex. Sensex / Nifty) reach its all-time high & we become anxious if there will be a fall soon. Though, we cannot predict market ups / downs, one thing we can say from the past data:   In the last 10 years (since 2014), except for 2016, every year Sensex / Nifty has made an all-time high.   In the last 33 years, markets reached all-time highs in 22 years.   If we had sold each year, we would have missed out on wealth creation today, because we would not have known when to get in again. It is impossible to time the market . Please understand, Sensex / Nifty is just an index – it is a number. Market movements are based on the underlying factors – though many, but in the long-term it is dependent on the profitability & growth of the companies / economy. India is a growing economy & a fastest growing one too – the next decade & two may be the best years for our country. So, keep that trust & stay invested / keep investing. ...

  Har Har Mahadev - Everybody is a Mahadev! Can you be the Mahadev of Investing? Let us see this with a story of Lord Shiva. In the great churning ( buying & selling ) of ocean ( Markets ), search for nectar ( Returns ) was carried out by both Devas & Asuras ( Buyers & Sellers ). Vishnu ( SEBI / Govt. ) provided the base in the form of tortoise to Mother Earth. Mount Mandara ( Stock Exchanges ) was used as a shaft for churning the ocean both by Devas & Asuras, both wanting returns. But before the nectar ( Returns ) came the poison ( Volatility ). Everyone wanted returns, but without volatility! Only Lord Shiva had the capacity to hold the poison in his throat. You can become the Mahadev of Investing When you can hold the poison (Holding the portfolio when it is showing negative / low returns, without gulping it (Selling it), you will get nectar (Returns) & you are also a Mahadev. Happy Maha Shivaratri & Peaceful Investing! Content Courtesy:...